IBM’s Zurich research laboratory has released information on a USB token that can be used to ensure secure banking transaction even if a PC is infected with viruses and malware, according to a PC Advisor report.

The ZTIC (Zone Trusted Information Channel) is on display at the Cebit trade show. IBM is marketing the device to financial institutions. When plugged into a computer, the device is configured to open a secure connection with a bank’s servers. ZTIC is also a smart card reader and can accept a person’s bank card for verification. Once a PIN is verified, a transaction can be initiated through a Web browser.