Collis Card Image Editor provides a virtual image of data from the EMV Card that can be saved as a card template for further use in the data preparation system. It can also be saved as a card image for further validation with the Collis Personalization Validation Tool. This is important for issuers and personalization bureaus to reduce the number of iterations required before producing correctly personalized physical cards. In other words, no physical test cards need to be made.

The same card images can be used with the Collis Card Simulator for the testing of payment terminals. This approach can simplify the creation of sets of simulated cards for terminal testing which can be beneficial for acquirers and merchants.