Government ID, Smart Cards, Identification and Authentication

New research aims to eliminate virtual pick pocketing

Monday, February 20, 2012

A team of researchers at the University Of Pittsburgh Swanson School Of Engineering have developed a design that enables contactless “tap and pay” cards to turn on and off, making them unreadable by would-be thieves.

Credit cards with contactless smart card chips operate when they are place in an electromagnetic field, leaving them vulnerable. Using an inexpensive portable scanner, thieves can potentially pass a reader nearby, copy the data and charge purchases to the card.


“Our new design integrates an antenna and other electrical circuitry that can be interrupted by a simple switch, like turning off the lights in the home or office,” Marlin Mickle, executive director of the RFID Center for Excellence in the Swanson School. “The RFID or NFC credit card is disabled if left in a pocket or lying on a surface and unreadable by thieves using portable scanners.”

With this new technology, users would simply hold their contactless-enabled cards in a specified area - for example, on an emblem or some other identifying mark - when making a transaction. As long as the “switch” is held, the card is turned on. When returned to a wallet or purse and tactile contact is discontinued, the card automatically turns off. [end] 

HSBC announced that it will begin the conversion to contactless technology this month, replacing all customer banking debit cards, according to ThinkMoney.com.

The bank will start to roll out the new contactless cards to existing customers whose debit cards are due to expire this month and then continue the process as cards expire. Customers who don’t want a contactless card can opt out by contacting their bank before their current card expires.

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Denizbank, a private bank with 588 branches in Turkey, has joined Turkcell’s Cep-T Cuzdan platform, enabling its customers to make contactless payments with their NFC-enabled handsets.

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Vantiv is now offering Ingenico’s NFC and EMV-enabled Telium series point-of-sale products to its financial institutions and merchant customers in the U.S.

The Telium readers, which are equipped with Vantiv’s own point-to-point card data encryption solution (P2PE), will help the Vantiv’s U.S. clients make the jump to EMV chip-based and NFC mobile payments, according to the company.

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Cubic Transportation Systems and the University of California San Diego (UC San Diego) have entered into a collaborative partnership to research the next generation of intelligent travel technologies for cities.

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