Mobile wallet provider Proxama unveiled its MasterCard NFC mobile contactless payment reference kit at the CARTES & IDentification conference in Paris.
According to Proxama, the kit will enable companies to establish exactly what development requirements they need to get their NFC contactless payments deployments ready for market. Users will be able to perform a number of different payment option tests to view typical customer payment habits, understand how a payment application behaves, ensure compatibility, and test different levels of payment authentication, such as “Always require PIN” and “Pre-transaction verification.”
The kit consists of a Samsung Galaxy S phone equipped with a special version of Proxama’s NFC mobile wallet software, five card profiles (each representing one of MasterCard’s worldwide card products) and MasterCard’s terminal simulator software with a contactless card reader.
When using the kit with one of the cards installed, an image of the card itself will be displayed on-screen and users will be able to tap the handset to rotate the image to reveal the rear and “tap’n’hold” the image to get the card details up on screen, according to Proxama.
Neil Garner, CEO of Proxama, comments: “Everyone knows that NFC payments are coming but, up until now, have had no way of visualizing or testing it. With our unique kit, vendors and card issuers will now be able to see for themselves how NFC contactless payments will impact on their customers and what they will need to do to make the most of this new transactional interaction.
“Having the MasterCard applets in the kit means that users will have the confidence that they are running tests with products that are being used worldwide from a global payments leader, added Garner. “Being able to visualize the mobile payment experience will help business strategists and cards teams to drive the business discussions internally with stakeholders and senior management.”