Zenius Solutions, a Silicon Valley-based NFC software company supporting mobile payments and NFC add-ons, has rolled out demo offerings of its first two products–ZeniusMobilePay, which enables NFC-enabled phones to conduct U.S. and EMV contactless credit card wave-and-pay transactions and ZeniusMobilePOS, which equips NFC-enabled mobile phones to read Contactless credit cards.
Both products work with contactless cards from MasterCard, Visa, American Express and Discover.
John Wiese, CEO of Zenius Solutions, said the day is approaching when all credit cards in a person’s wallet will be on a mobile phone. “At Zenius, we’re working to do just that–for payment, transportation, gift cards, and more.”
ZeniusMobilePay software can interface with multiple mobile wallet applications, and can run on NFC-enabled phones, including those retrofitted with secure element add-ons like stickers, USB sticks, key fobs, and SIM-wrappers.
In addition to cards, ZeniusMobilePOS can also accept transactions from other NFC-enabled solutions, including payments, couponing, ticketing and transport.
“We’re working to put contactless acceptance in the hands of mobile merchants worldwide. In just a short time, a taxi driver in San Francisco, a street vendor in Guatemala, and your local plumber will all be able to accept secure tap-and-go payments on their mobile phones,” said Wiese.
Compared to current mobile merchant options, which demand manual entry of credit card information, ZeniusMobilePOS offers a next-generation solution, a faster and more secure transaction where the card never has to leave the hands of the customer.
Both systems are currently running on Nokia models 6131 and 6212 phones, but can be ported to additional hardware platforms upon request.